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Update on Esther

The borrower continues to make her living at her grocery store business. She sells basic need items like rice, sugar, milk, and crackers. She works from 5am until 10pm. She's been in this business for several years, and her dream is to expand her grocery store business.

She is requesting this loan to buy rice, sugar, milk, and crackers. She is happy with this loan granted to her and commits herself to paying the installments.
View original language description ↓
La socia se sigue dedicando al negocio de tienda de comestibles,la socia vende productos de primera necesidad como arroz,azucar,leche y galletas,la socia trabaja desde las 5:00 a.m hasta las 10:00 p.m,la socia ya tiene varios años ne este negocio,el sueño de la socia es ampliar el negocio de tienda de comestibles.La socia solicita le credito para comprar arroz,azucar,leche y galletas.

La socia esta feliz con el prestamo otorgado y se compromete a pagar las cuotas.

Previous Loan Details

Esther was born in the city of Quiquijana (Cusco, Perú). She’s 48 years old and lives in Cusco. She is happy raising her four children. She is a member of Asociación Arariwa’s “María Auxiliadora” communal bank. The communal bank’s members meet every thirty days in the house of one of the memb... More from Esther's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 78
    View loans »
    Peru Loans Fundraising
  • $61,808,175
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Esther to buy rice, sugar, milk, and crackers.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 6, 2012
Oct 8, 2012
Currency Exchange Loss:
Feb 15, 2013