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Nikel Group
In this Group: Athanas, Erica, Flora, Happynisa, Gaudensia, Sara, Halima, Magdalena, Joyce, Layla, Jackline, Ashura, Hyasinta, Hawa, Mwanaid
Athanas, who is in his mid-30s, is married with a boy who goes to school. Since 2010, he has dry cleaned clothes using his washing machine. He is doing well and his business is doing well in the market. He works from 8 am to 7 pm daily and he is able to make a good monthly profit.

He has requested a 4th loan from Tujijenge Tanzania to pay for office rent. He used the previous loans to buy an iron box, a washing machine and a sofa set as well as to pay school fees, household expenses and office rent. He has paid back all his loans successfully. His dream is to one day be able to expand his business in different areas, open a retail shop and build a nice family house.

He will share this loan with his loan group, Nikel, which totals 15 members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 19
    View loans »
    Tanzania Loans Fundraising
  • $16,082,000
    Funds lent in using Kiva
  • 1,585.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Nikel Group's $2,875 loan helped a member to pay for office rent.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Oct 2, 2012
Nov 1, 2012
Currency Exchange Loss:
Feb 15, 2013