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Kelly Johana
Kelly Johana is 28 years old. She is the mother of four children that are between 3 and 11 years old. She and her husband work a lot in order to provide for their family, designing and carving glass in their own business.

When Kelly's husband had 3 years of experience with glass, and Kelly convinced him of starting their own business, they became independent with a credit, buying the tools to decorate glass for doors, windows and mirrors. Even though this represented a risk, she was right, because 3 years later, they have achieved a higher income. They first design by drawing how the glass will look like. Then, it has to be polished and carved, and finally sold to doors and windows manufacturers.

Kelly and her husband's dreams of prosperity are huge, that is why she is requesting her first credikiva with Fundación Mario Santo Domingo, to buy supplies for her business, such as glass, mirrors and spark plugs [used for carving the glass]. With more money to invest, she can increase the production and earn more, increasing her family's income. Her goal is to expand her business so she can improve her family's house and quality of life.
View original language description ↓
Kelly Johana tiene 28 años y es la madre de 4 hijos entre las edades de 3 y 11 años. Ella y su esposo trabajan mucho para proveer a su familia, diseñando y tallando vidrio en su propio negocio. Cuando el esposo de Kelly tenía 3 años de experiencia con el vidrio, y Kelly le convenció a empezar su propio negocio, con un crédito se independizaron, comprando las herramientas para poder decorar vidrios para puertas, ventanas y espejos. Aunque era un riesgo, ella tenía razón, pues 3 años después, han logrado mayores ingresos. Primero, ellos diseñan dibujando como va a aparecer el vidrio. Después, hay que esmerilarlo y tallarlo, para finalmente, venderlo a fabricantes de puertas y ventanas. Los sueños de prosperidad de Kelly y su esposo son inmensos, por eso está aplicando a su primer credikiva con la Fundación Mario Santo Domingo, para comprar insumos para su negocio, como vidrio, espejos y bujías. Con más dinero para invertir, ella puede incrementar la producción y ganar más, aumentando sus ingresos familiares. Su meta es ampliar su negocio para poder mejorar la vivienda y la calidad de vida de su familia.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 287
    View loans »
    Colombia Loans Fundraising
  • $16,895,775
    Funds lent in using Kiva
  • 1,801.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Kelly Johana to buy supplies for her business, such as glass, mirrors and spark plugs.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 28, 2012
Oct 8, 2012
Currency Exchange Loss:
Jul 17, 2013