Liana, age 67, is a teacher and a farmer in the district of Akhmeta in East Georgia. She lives with her son, her daughter-in-law, and a granddaughter, who is a student.
The family is involved in an agricultural business. In particular, they have a small dairy farm of four milk cows, whose milk is used for dairy production. Liana produces cheese to sell to local cheese retailers. In addition, they grow maize on a family-owned land. The harvested production is used to support the family needs. Liana and her daughter-in-law are also teachers at the local school, where they earn monthly salaries.
Liana works hard, but the family still does not produce enough income to build savings and improve the living conditions of the family.
She has requested this loan in order to repair a cattle-shed. With the loan funds, she will purchase construction materials for building the shed. The existing one is too small and does not allow Liana to plan future expansion of the family’s farming activities.
In the future, she intends to develop an animal husbandry business so that she can produce and sell more cheese. This will increase the family income and Liana will be able to finance the education of her granddaughter. She is grateful for your support.
About LLC Micro Finance Organization Credo
LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.