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Bom's Group
In this Group: Bom, Chanthou
Bom is 48 years old and married with four children, all of whom are dependent on her and still in school. She lives in a rural area of the Dambae district of Kampong Cham province, Cambodia.

To support the family, she has been involved in rice farming on three hectares of farmland for 20 years and cassava planting on one hectare of farmland. The current business earns her about KHR 45,000 per day, and she manages to save about KHR 20,000 each day after daily expenses.

Bom has been with Kiva’s partner, VisionFund, for one cycle and completely repaid the loan, while the other is just with VisionFund this cycle. She has smartly used the first loan to better support her current business.

Now she and her group member are applying for a loan of KHR 1,000,000 each. As the leader, Bom will use her portion to buy fertilizer and insecticides for her farmland.

She hopes this loan will enable her crop yield to become more productive so she can sell it for a good price and improve her standard of living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 149
    View loans »
    Cambodia Loans Fundraising
  • $41,485,375
    Funds lent in using Kiva
  • 4,057.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Bom's Group's $500 loan helped a member to buy fertilizer and insecticides for her farmland.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Sep 4, 2012
Oct 9, 2012
Currency Exchange Loss:
Jul 17, 2013