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Pc1 Thieo Group
In this Group: Marie C, Jeanne, Germaine, Odile, Khady, Mame Khady, Ramatoulaye, Mame Fatou, Awa, Awa, Charlotte, Amy, Diagne, Marie Paul*, Therese Vital, Seynabou, Rokhaya, Oumy*, Maimouna, Alice, Mame, Charlotte, Agnes, Amy Ciss, Mariama
* not pictured
This group, which was set up on 27th December 2012, is made up of women from the same village, who are all active traders. They are united by social links and have been part of the same group for a long time. Maria Coumba is a married woman, who is 34 years old and mother to three children: two boys and a girl. She sells curdled milk and breakfasts. She is standing on the far right of the photo, dressed in black and raising her hand. With her new loan of 150,000 francs she is going to get milk from her suppliers, who are shepherds, in her village and resell it on a retail basis in the village, on the highway and in Thiès, to customers who work in organisations. The profits she makes will allow her to pay the interest on her loan and to save money with the Banc Villageois, but also to provide for her children's food, clothing and health.
View original language description ↓
Ce groupe crée depuis le 27 Décembre 2010 il regroupe des femmes du même village s'activant toutes dans le commerce .Elles sont unies par de liens sociaux et partagent le même groupement depuis longtemps. Madame Marie Coumba est une femme mariée âgée de 34 ans et mère de trois enfants dont deux garçons et une fille .Elle s'active dans le commerce par la vente de lait caillé et de petit déjeuner. Elle de debout à l’extrême droite de la photo la main levée habillée en noir. Avec son nouveau crédit de150000 elle va se procurer du lait au près de ses bailleurs qui se trouvent être les bergers de son village pour le revendre au détails au niveau de son village ,sur la nationale et à Thiès à des clients qui travaillent dans des structures.
Les bénéfices réalisés lui permettent de payer ses intérêts et d'épargner au niveau du banc villageois mais de prendre en charge les besoins alimentaires vestimentaires et sanitaires de ses enfants.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 5
    View loans »
    Senegal Loans Fundraising
  • $15,175,350
    Funds lent in using Kiva
  • 508.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Pc1 Thieo Group's $4,900 loan helped a member to buy curdled milk.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Sep 13, 2012
Oct 3, 2012
Currency Exchange Loss:
Apr 17, 2013