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Gulipa is the leader of the Gulipa Group. She is 42 years old and has four children. As the main source of income for her family, Gulipa is engaged in raising crops and livestock, having started the business in 1988. Starting back with 600 rubles of Soviet money, Gulipa through hard work today has in her farm two dairy cows with offspring, ten sheep, and one horse. Monthly income from the farm brings about 5,000 Som (KGS).

With the aim of further developing her business, Gulipa requested a loan of 50,000 Som (KGS) from Bai-Tushum and Partners to buy ten sheep for fattening and resale. Gulipa plans to invest income from the loan into business development.
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Гулипа - лидер группы «Гулипа», ей 42 года, имеет 4 детей. Гулипа в качестве основного источника дохода для своей семьи, занимается полеводством и животноводством, начав этот бизнес в 1988 году. Стартовав еще в советских денег в 600 рублей, благодаря упорному труду Гулипы на сегодняшний день в ее хозяйстве имеется 2 дойные коровы с приплодом, 10 овец, 1 лошадь, ежемесячная прибыль от хозяйства составляет около 5,000 сом (KGS).
В целях дальнейшего развития своего бизнеса, Гулипа обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на покупку 10 овец для откорма и перепродажи. Доходы от кредита Гулипа планирует вкладывать в развитие бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 38
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,530,050
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Gulipa to purchase ten sheep.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 13, 2012
Oct 4, 2012
Currency Exchange Loss:
Apr 16, 2014