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Siprianus is a 50 year-old man and is married to Yuliana, a 40-year-old lady. They have five children: Anus, 20, a university student; Tika, 16, in the 2nd grade of Senior High School; Tari, 15, in the 1st grade of Senior High School, Gius, in the 4th grade of Elementary School; and Nicen, 4.

Siprianus owns a kiosk that sells household items such as sugar, coffee, detergent, cigarettes, bath soap, mosquito coils, snacks and soft drinks. He has been running the business for more than 10 years, using his own capital. This business is really vital to Siprianus as it enables him to cover his family's living expenses and the children's school fees.

The increase of market prices and demand by customers for more stock led Siprianus to seek more money to buy various items. He requested a loan amounting to IDR 4,500,000 from TLM. Siprianus plans to spend the loan on petrol, cigarettes, more snacks and soft drinks.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 100
    View loans »
    Indonesia Loans Fundraising
  • $6,318,525
    Funds lent in using Kiva
  • 9,580.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Siprianus to buy petrol, cigarettes, more snacks and soft drinks.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Sep 24, 2012
Oct 9, 2012
Currency Exchange Loss:
May 19, 2015