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Nova, 28 years old, is one of several TLM clients who were funded by Kiva lenders in February, 2011. She received a loan of 5,000,000 Indonesian rupiah (IDR) that was spent on more beauty salon products and equipment. With the additional products and equipment, Nova was able to improve the services provided to her customers and generate more income from the business. She was able to help her parents meet their daily needs and cover her siblings' educational costs. In June, 2011, Nova was able to fully repay the loan. She also utilized some of the profit from her salon business to initiate a kiosk business.

Nova is now planning to improve her services by providing more wedding gowns to lease out as well as adding more stock to her kiosk business, e.g., mobile phone recharges, cigarettes, snacks, beverages, candy, etc. To do so, she is requesting a loan of 10,000,000 IDR from TLM.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 63
    View loans »
    Indonesia Loans Fundraising
  • $6,300,675
    Funds lent in using Kiva
  • 9,580.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Nova by providing more wedding gowns to lease out as well as adding more stock for her kiosk business.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Sep 19, 2012
Oct 9, 2012
Currency Exchange Loss:
Jun 17, 2013