Gema is 43 years old and married. She has four children, one of whom is in school. She works very hard to provide for them.
Gema runs a general store in the Philippines and requested a PHP 10,000 loan through NWTF to purchase more stock to sell.
She has been in this business for 15 years and sells a variety of items such as sugar, soap and other groceries.
In the future Gema would like to save enough money to expand her business.
About Negros Women for Tomorrow Foundation
Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.