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Sim is 65 years old and a single parent of four children.

He is the operator of a motorcycle service that has been in operation for four years. He has been working hard every day so that he can sustain the financial needs of his family and support those of his children who are still at school. He typically generates an average of 4 USD each day.

With the requested amount, Sim would like to renovate his house, which is currently affected by the rain. He wants to rebuild the wall made of bricks and concrete the floor. He hopes that Kiva lenders will not reject his loan and continuously help his family better their standard of living.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 229
    View loans »
    Cambodia Loans Fundraising
  • $40,040,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Sim to rebuild the wall made of bricks and concrete the floor.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 6, 2012
Nov 1, 2012
Currency Exchange Loss:
May 25, 2013