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Beav is 27 years old and married. She has a school-aged child.

Beav and her husband work for the same garment factory to feed and educate their young child. She has been working in this occupation for more than two years. Beav owns land in a suburb area of Phnom Penh, where she dreams of building a suitable house covered with zinc in the size of 4m by 6m. However, Beav has insufficient capital to get her house built.

Beav just came to HKL for her first loan to purchase the missing materials to construct her house. The money from the loan will make her dream become true in the next few months. She is very thankful for a great help from generous lenders. She promises to pay her loan back in full and punctually.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 155
    View loans »
    Cambodia Loans Fundraising
  • $41,521,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Beav to purchase the missing materials to construct her house.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 5, 2012
Nov 1, 2012
Currency Exchange Loss:
Nov 19, 2013