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Siek is 39 years old and an industrious father of two school-aged children. A goldsmith, Siek provides services to his customers from a rented booth, where he typically generates an average of 6 USD each day to satisfy his family’s living needs. He has been in this occupation for almost seven years. Siek thanks his wife that she always supports him in finding ways to earn income. Siek and his wife are raising and educating their two children in Dongkor district, Phnom Penh.

Siek would like to set up a retail business for his wife. Due to lack of capital, he is asking for a loan of 500 USD to purchase grocery items such as noodles, snacks, spices, canned food, and beverages to sell in the shop. This generous loan amount will help Siek and his wife start up a new business. They hope for a better income through it and to be able to provide good living conditions for their children.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 114
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Siek to purchase grocery items such as noodles, snacks, spices, canned food, and beverages.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 3, 2012
Nov 1, 2012
Currency Exchange Loss:
Jun 26, 2013