Lai lives in the Prey Chor district with her sister and niece. She is 44 years old and single. She is involved in a rice-farming business. She generates an income of $5 per day, which she uses to pay for her daily food and commodities as well as to invest in another retail business for more profit. She runs a small grocery store located in a public state school. Her target customers are students.
Due to the decrease of her stock, Lai would like to refill it again with the loan she has requested from HKL and Kiva. She will purchase sweets, snack foods and beverages. With the income generated from the business, she hopes that she’ll be able to sustain her current businesses and earn a consistent income for the family.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.