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Agron is thirty-six years old and lives in the northern Albania. His family was persecuted during the communist era and he was raised under such circumstances. Agron is looking after his brother’s children who were orphaned long ago. The reason he is working so hard, he said, is because he wants to give the nephews and nieces a good life and education.

For the past 12 years, his primary focus has been on livestock husbandry (cows and goats) and he has been successful at it. Agron has been selling milk, baby calves, and goats to the locals and has bought modern equipment for milking the animals. Being happy with the earning, Agron is planning to expand this business further in the very near future.

At the moment, Agron is requesting a loan from VisionFund Albania through Kiva to help him build a stable for the animals before the bitter winter that his region is faced with, kicks in. Agron wants to assure each lender that he will pay the loan back on time with no doubt.

Agron is photographed here with the machinery he uses to milk the animals.

Additional Information

More information about this loan

This loan is part of VisionFund Albania's value chain project designed to address the needs of extremely poor clients. The project has selected 90 clients from Area Development Projects and local economic empowerment projects run by WorldVision Albania (WVA) to serve the very poor. It will focus on livestock and agriculture financing, technical assistance, entrepreneurial skills training and expanding market access for clients' products. Importantly, interest rate payments will be covered by WVA. By supporting this loan, you are providing opportunity to some of the poorest people in rural Albania who have little to no access to credit, even through basic microfinance institutions.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 29
    View loans »
    Albania Loans Fundraising
  • $3,047,675
    Funds lent in using Kiva
  • 108.6
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,775 helped Agron to build a stable for the animals before winter kicks in.
100% repaid
Repayment Term
33 months (Additional Information)
Repayment Schedule
Sep 27, 2012
Oct 9, 2012
Currency Exchange Loss:
May 17, 2015