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Ofarin is a hardworking woman. She is married and is raising three children. She work as a teacher in school. Her eldest son graduated from high school. Her younger son and daughter are still studying in school. Her husband Ashurali has income from construction work in private projects in the surrounding villages.

After school, she works in the fields to make money to support the family. Ofarin believes that in this way they can improve their well-being. Their living conditions are very challenging.

She plans to start a new business and to buy cattle for further distribution. She is requesting a loan of 1,000 Somoni to purchase livestock. She awaits your kindness.
View original language description ↓
Офарин женщина трудолюбивая, она замужем и на воспитании у нее 3-е детей. Она работает в школе учительницей. Ее старший сын окончил школу. Младший сын и дочка учатся в школе. Её муж Ашурали имеет доход от строительных работ на частных стройках в близлежащих кишлаках. После занятий в школе она работает на поле, чтобы заработать деньги для содержания семьи. Офарин считает что, этим путем они не могут, улучшит своё благосостояние. Условия жизни у них очень тяжелые. Она запланировала организовать новый бизнес и купить КРС для дальнейшей реализации. Она запрашивает займ на сумму 1000 сомони для покупки скота. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 263
    View loans »
    Tajikistan Loans Fundraising
  • $31,845,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Ofarin to buy cattle for organizing a new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 25, 2012
Oct 4, 2012
Currency Exchange Loss:
Oct 21, 2013