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Sa Aem
Sa Aem is 43 years old. She is widowed and resides with four children in Takeo Province, Cambodia. She has been selling Khmer noodle for more than ten years, earning approximately $4 daily. Two of her children are employed. They earn about $7 each day.

In order to improve her family’s finances, Sa Aem is requesting a loan of $1200 to purchase all kinds of drinks to sell. This purchase will help her generate additional income for the family. In the future, she would like to expand her business and help her children earn higher education. Moreover, she hopes to build a new house as soon as possible.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 207
    View loans »
    Cambodia Loans Fundraising
  • $39,918,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Sa Aem to purchase all kinds of drinks to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 12, 2012
Nov 1, 2012
Currency Exchange Loss:
Mar 27, 2013