With a lot of effort, and above all else savings, Zenon began his carpentry business 15 years ago. He works about 10 hours a day, but it always varies according to the jobs that his customers put him in charge of. On a daily basis he may work with up to 5 customers. He thinks his business does well because he is very responsible with his customers and above all else, he is honest.
Zenon is very grateful for the Kiva loans. Thanks to the help they have brought him he will be able to buy wood, and he can also improve the facade of his business so that it can be more colorful and attract more customers. This way he will be able to increase his earnings and he will continue fighting to make his biggest dream a reality: to give his children a good education and to have his own home.
Con mucho esfuerzo y sobre todo ahorro Zenon inicio su negocio de carpintería, desde hace ya 15 años, el trabaja alrededor de 10 horas, pero siempre varía de acuerdo a los trabajos que sus clientes le encarguen, diariamente puede atender hasta 5 clientes diariamente; el cree que le va bien en su negocio ya que es muy responsable con los clientes y sobre todo honrado.
Zenon está muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá comprar madera al por mayor, así como también poder mejorar la fachado de su negocio para que pueda ser más vistoso y así atraer más clientes, de esta manera el podrá mejorar sus ingresos y así seguirá luchando por hacer realidad su más grande sueño:” Darle una buena educación a sus hijos y tener una casa propia”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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Success!! The loan was 100% repaid