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Zenon Martin
Zenon is 54 years old. He lives in the city of Mala, a city characterized by its agriculture, especially now that they cultivate apples and bananas, among other items. Zenon is a hard working man, above all because he has gotten his two children, 16 and 27 years old, ahead. A few years have passed since his wife died and from this moment he became the father and mother for his children. At first it was difficult, but his love of being a father was stronger. In his free time, which is limited, Zenon plays music and he is part of a small group. Occasionally, he likes to enjoy one of his usual meals, the rich soup with yuca and meat ("Sopa bruta y Carapulcra") with his children. Due to his limited economic resources he could only study up to 5th grade, but he would have liked to study for a university degree.

With a lot of effort, and above all else savings, Zenon began his carpentry business 15 years ago. He works about 10 hours a day, but it always varies according to the jobs that his customers put him in charge of. On a daily basis he may work with up to 5 customers. He thinks his business does well because he is very responsible with his customers and above all else, he is honest.

Zenon is very grateful for the Kiva loans. Thanks to the help they have brought him he will be able to buy wood, and he can also improve the facade of his business so that it can be more colorful and attract more customers. This way he will be able to increase his earnings and he will continue fighting to make his biggest dream a reality: to give his children a good education and to have his own home.
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Zenon tiene 54 años de edad, vive en la ciudad de Mala, ciudad que se caracteriza por su agricultura, ya que se cultivan especialmente la manzana, plátano, entre otros. Zenon es un hombre muy trabajador, sobre todo porque ha sacado adelante a sus 2 hijos de 16 y 27 años, ya que hace algunos años su esposa falleció y desde ese momento el se convirtió en padre madre para sus hijos, al principio le fue difícil pero su amor de padre fue más grande. Zenon en sus tiempos libre, los cuales son pocos, práctica música ya que tiene un pequeño grupo y en ocasiones le gusta disfrutar junto a sus hijos uno de sus platillos típicos el cual es la riquísima “Sopa Bruta y Carapulcra”. Debido a sus pocos recursos económicos él solo pudo estudiar hasta el quinto grado de educación secundaria, pero le hubiera gustado estudiar una carrera universitaria.

Con mucho esfuerzo y sobre todo ahorro Zenon inicio su negocio de carpintería, desde hace ya 15 años, el trabaja alrededor de 10 horas, pero siempre varía de acuerdo a los trabajos que sus clientes le encarguen, diariamente puede atender hasta 5 clientes diariamente; el cree que le va bien en su negocio ya que es muy responsable con los clientes y sobre todo honrado.

Zenon está muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá comprar madera al por mayor, así como también poder mejorar la fachado de su negocio para que pueda ser más vistoso y así atraer más clientes, de esta manera el podrá mejorar sus ingresos y así seguirá luchando por hacer realidad su más grande sueño:” Darle una buena educación a sus hijos y tener una casa propia”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 37
    View loans »
    Peru Loans Fundraising
  • $64,372,900
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Zenon Martin to purchase merchandise and construct a facade, among other items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 12, 2012
Oct 8, 2012
Currency Exchange Loss:
Sep 17, 2013