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Greetings from Sierra Leone! This is 35-year-old Joseph from Waterloo in the eastern area of Freetown. He is married with three children between the ages of 10 months and 8 years. One of his children attends school. He began his business because he did not go to school and he lost his parent at the age of nine.

Joseph runs a general merchandise store where he sells beans, groundnuts, palm oil and gari. He has been running this business for three years. He works at the business every day expect holidays. He does not have any other source of income. Joseph says that at present he is facing insufficient capital to run his business.

Joseph has requested a loan to buy more local foodstuffs like beans, groundnuts, palm oil and gari. The extra income from this loan will allow him to educate his children. In the future, he plans to expand his business and build a house. He thanks you for your support!

Additional Information

About BRAC Sierra Leone

This loan is administered by BRAC Sierra Leone. BRAC, the world’s largest NGO, takes a multi-dimensional approach to attacking poverty through offering a comprehensive range of programs in the realms of microfinance, capacity building, livelihood development, health, education, and social justice.

BRAC Sierra Leone plays a large role in providing economic empowerment to communities that lack access to the financial mainstream. BRAC Sierra Leone offers small enterprise loans to men and women who desire to expand their small businesses, generate employment opportunities, and provide new services. More information can be found on BRAC Sierra Leone’s Kiva Field Partner Page.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,347.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Joseph to buy more local foodstuffs like beans, groundnuts, palm oil and gari.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 20, 2012
Oct 9, 2012
Currency Exchange Loss:
Oct 17, 2013