A loan of $1,050 helped to invest in working capital and to buy products such as: fuel, bicycle parts, tires, brakes, pedals, spokes, and grease.


Andres Epifanio's story

Andrés Epifanio is 42 years old. He is from the municipality of Malpaisillo, married, and has two children who are 17 and 15 years old and who are studying in high school. His business is the sale of fuel, lubricants, and replacement bicycle parts. He started in this business 8 years ago. He started it of his own initiative because he needed an income for his family. He took advantage of the fact that in the town where he lives, no one else provided this service. His business was well accepted, so he became established and now he has many customers. Andrés has had other loans in the past and he has demonstrated his responsibility by making his repayments on schedule. He needs the loan to invest in working capital and to buy products such as: fuel, bicycle parts, tires, brakes, pedals, spokes, and grease. Adrés is thankful for the help that the Kiva lenders provide to people of few financial resources so that they can have a dignified way of working in countries with so many needs, like Nicaragua.

Translated from Spanish by Kiva volunteer Jennifer Day



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