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For many years, Joaquín has had a very close relationship with coffee growing. It was not until recently that he began to devote himself to its production, due to the fact that he inherited land from his father and uncle.

Joaquín combines his labors as a coffee farmer with his work at a coffee processing plant and in order for this to be possible he hires day-laborers that are charged with helping him perform the tasks in the field. In this manner he also helps the family finances of the people he hires.

Joaquín's current annual production is 2.5 tons, but he knows that the land extension that he is expecting would be sufficient to allow him to produce up to 8 tons annually, therefore he has renewed many of his plants so that within 3 years he can reach his goal.

He needs to buy fertilizer, plants, and perform cleaning tasks and conservation of his plots of land, and for that he needs a loan. He wants to make his farms produce more so that in the future he can leave them to his children so that they can work on them.
View original language description ↓
Por muchos años Joaquín ha tenido una relación muy estrecha con el cultivo de café fue hasta hace poco tiempo que se comenzó a dedicar a producirlo debido a un terreno que le fue heredado por su padre y su tio. Joaquín combina sus labores de cafeticultor con su trabajo en un beneficio de café y para que esto sea posible él contrata a jornaleros que se encargan de ayudarlo a realizar las labores propias del campo y de esta manera también ayuda a la economía familiar de las personas que contrata. La producción anual de Joaquín actualmente es de 2.5 toneladas pero sabe que con la extensión de terreno que cuenta es suficiente para llegar a producir hasta 8 toneladas anuales y por eso ha renovado mucha de su planta para que en un lapso de 3 años pueda alcanzar su meta. Él necesita comprar fertilizante, planta y hacer labores de limpieza y conservación de sus parcelas y para eso necesita de un crédito. Él quiere hacer que sus fincas produzcan más para que en el futuro se las pueda dejar a sus hijos para que ellos las trabajen.

Additional Information

More information about this loan

These loans help farmers swap out their old coffee plants that are no longer producing at capacity for new plants. New plants generally take three years to produce at capacity, temporarily reducing crop yield. Given that the renewal process can be lengthy, please note that this loan may have a long repayment term with a built-in grace period.


Important Information

La Union Regional de Pequeños Productores de Cafe Huatusco (or, La Union Regional) is a member-owned, Fair Trade-certified coffee cooperative based in the state of Veracruz, Mexico. Kiva helps fund loans for La Union Regional’s members, allowing them to plant more crops and convert to more profitable organic farming methods. La Union Regional is backed by Fair Trade USA and Green Mountain Coffee Roasters, which retails members’ coffee.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

Because La Union Regional’s core business is not microfinance, there is some level of additional risk for lenders. Kiva’s partnership with La Union Regional is unique and unprecedented. For this reason, Kiva has not assigned the organization a risk rating. More information can be found on La Union Regional’s partner page.

About Mexico

  • $15,600
    Average annual income
  • 90
    View loans »
    Mexico Loans Fundraising
  • $20,999,575
    Funds lent in using Kiva
  • 12.8
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Joaquin to buy fertilizers, coffee plants, and to clean his grounds.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Nov 30, 2012
Oct 7, 2012
Currency Exchange Loss:
Jun 1, 2013