A loan of $1,600 helped a member to buy ingredients like rice, oil and mixed vegetables.

Virgen Natividad Umanes Group's story

These borrowers belong to the Virgen Natividad Umanes Communal Bank. This bank is based in the district of Chinchero, belonging to Urubamba province and Cusco department.

One member, Martina, is 31 years old, in a common-law marriage, and has three children. She divides her time between her daily activities and her business selling food. She sells in an ambulatory manner at fairs and in one of the markets. She has been in this business for years and it is going well thanks to the dedication she puts into her work each day. At the same time, she raises small animals like guinea pigs and chickens. She raises these animals to later sell to customers who request them. Martina is a responsible and earnest woman who does this work in order to get her family ahead.

Martina is requesting a loan to buy ingredients for her business like rice, oil, and mixed vegetables.

The other members sell dried grains, work in agriculture, make knit goods, raise animals, or work in masonry.

The members who are in the separate photographs requested permission to arrive late to the team meeting and the woman in the main photo with her face covered does not belong to this communal bank.

Martina thanks all those who, in this manner, form part of her dream, and she promises to comply with her repayments according to the established terms.

In this group: Valentina , Juliana , Martina , Delia , Yobana , Elber Iverico , Ceferina , Percy , Yolanda

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Translated from Spanish by Kiva volunteer Katie Kavanagh

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