Sanyu is a 38-year-old hardworking married man with six children living in Kyenjojo, Uganda. He buys produce which helps him to get money for school fees and to look after his family. He has been in his business for 10 years. Sanyu faces the challenges of customers not paying on time, price changes leading to low incomes, and a poor road network. He has future plans of building a permanent house and a business dream of employing other people to help him expand his business. Sanyu intends to use this loan to buy maize to sell.