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Margarita Catalina
Margarita Catalina is an enterprising person who works every day from 6:00am until 4:00pm at her business selling sodas and juices at one of the markets in the capital. She has more than ten years of experience doing this work.

She is asking for a loan from this institution to invest in her business by purchasing sodas, juices, and sweets. She plans to purchase more products so that she can offer more variety to her customers and make more sales. She invested a previous loan in products as well and in this way she is growing her business.

She is grateful to Ceprodel and Kiva for the opportunity and the confidence they have in her. This will allow her to provide support to her household and improve her family's quality of life.
View original language description ↓
La señora Margarita Catalina, es una persona emprendedora, labora diario desde las seis de la mañana hasta las cuatro de la tarde, los siete días de la semana, en su negocio venta de gaseosas y jugos, en uno de los mercados de la capital, tiene mas de 10 años de dedicarse a esa actividad.

Solicita el préstamo a nuestra institución para invertirlo en su negocio en la compra de gaseosas, jugos y golosinas. Esto con el propósito de comprar más productos, y de esta forma ofrecer variedad a sus clientes y captar mas compradores. El crédito anterior lo invirtió en productos y de esta forma ha incrementado su negocio.

Agradece a ceprodel y Kiva, por la oportunidad y la confianza depositada en ella, y esto le permitirá llevar el sustento a su hogar e ir mejorando su condición de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 34
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $1,050 helped Margarita Catalina to purchase sodas, juices, and sweets.
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 10, 2012
Oct 7, 2012
Currency Exchange Loss:
Nov 6, 2012