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Irma Yolanda
Irma Yolanda lives together with her mother, brother, and her son Carlos. She makes a living selling fast food such as cakes, hamburgers, hot dogs, and more. She has spent several years in this small business, and this has given her valuable experience which allows her to prepare the best food for fer customers. She is located just outside of a school; the whole place is very busy and students are her best customers. Every day she has more customers that prefer her food because everything is made with the best quality ingredients, sold at reasonable prices and with unparalleled customer service.

Irma is a woman dedicated to her work; she is energetic, and a fighter who is always looking out for options that will open a path to a more prosperous future. She knows that only through perseverance and effort can she achieve the success she desires. She wishes to take advantage of increasing demand and grow through an investment, but she needs the capital to back it. For that reason she is asking INTEGRAL for a loan that will allow her to buy a vendors' cart and supplies like bread, meat, dressings, etc. Irma Yolanda has good payment references and is very responsible. She is sure that she will be able to repay the debt and at the same time has faith that this will give her family a better life.
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Irma Yolanda vive junto a su madre, su hermana y su hijo Carlos, ella se dedica a la venta de comida rápida tortas, hamburguesas, hot dog entre otros, tiene varios años con el pequeño negocio y eso le ha regalado experiencia valiosa que le permite elaborar la mejor comida, se encuentra ubicado a las afueras de una escuela, todo el lugar es muy concurrido y los estudiantes son sus mejores clientes, cada día se hace de mas clientela las personas lo prefieren porque todo es elaborado con material de primera calidad, a precios accesibles y con un servicio inigualable siempre a la orden de los clientes; Irma es una mujer dedicada a su labor, enérgica y muy luchadora siempre esta a la expectativa de opciones que le abran camino a un futuro mas prospero y sabe que solo con constancia y esfuerzo lograra el éxito que desea; ahora que aumento la demanda quiere aprovechar para aumentar la inversión pero necesita de capital que la respalde por eso le solicita a INTEGRAL un crédito que le permita comprar un carretón para la venta e insumos pan, carnes, aderezos, etc. Irma Yolanda tiene buenas referencias de pago es muy responsable, asegura que podrá saldar la deuda y a la vez tiene fe que le dará a su familia una vida mejor.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 490
    View loans »
    El Salvador Loans Fundraising
  • $31,341,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Irma Yolanda to buy a venders' cart, bread, meat, and dressings.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 10, 2012
Oct 7, 2012
Currency Exchange Loss:
Sep 19, 2014