Águilas is a group made up of six enterprising women, dedicated to getting ahead with their families. They are called “Águilas” (Eagles) because their dreams are to become as high as the flight of Eagles. Petra is one of the group’s members. She’s married, and has three children, two sons ages 25 and 21 who work to help with the household expenses, and one daughter in fourth grade. Petra sells tacos, gorditas, and healthy food for children. She has her stand set up across from the school. She will use the money from this loan to buy ingredients to make her tacos and gorditas, refill her cooking gas, etc.
One of Petra’s important goals is to set up a formal business and be able to open it all day; normally she is only open in the mornings.
Águilas son un grupo solidario conformado por 6 mujeres emprendedoras que estaban decididas a salir adelante junto con sus familias; se llamas águilas porque sus sueños llegan a ser tan altos como el vuelo de las mismas. Petra es una de las integrantes del grupo, es casada y tiene 3 hijos, 2 hombres de 25 y 21 años, los cuales trabajan para contribuir en los gastos del hogar y una niña que cursa el 4to grado de primaria. La señora Petra se dedica a la venta de tacos, gorditas y comida sana para los niños, tiene su puesto enfrente de una escuela. Con el crédito comprara todo lo necesario para preparar los tacos y las gorditas, surtirá su tanque de gas, etc..
Una meta muy importante para Petra es establecer su negocio formalmente y poder abrir todo el día, ya que normalmente abría en las mañana.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.