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Yader Eulogio
From a little bit of heaven, my Nicaragua has grown, which is why this land is beautiful, the land where I was born*

The town of El Sauce belongs to this small land and it is where Yader lives. Yader is a 32-year-old man who earns a living working as an elementary school teacher in a neighboring region. In order to improve himself, he is studying for a teacher training degree on weekends so that he will have his degree and therefore a better quality of life.

Owing to the low salaries that are paid in our country, many people are unable to fulfill their dreams of training to become a professional, doing the same for their children and managing to own a decent home. However, there are also tenacious people who seek a way to achieve their goals. This is the case for Yader who has requested a loan to pay his university fees so that he won't face any obstacles in obtaining his teaching degree.

Yader is grateful to Kiva and Ceprodel for the support they have given him through these loans which help him to solve personal problems which, owing to the low salaries in our country, he would otherwise be unable to solve.

*(line from a well-known Nicaraguan song)
View original language description ↓
Por un pedazo de cielo mi Nicaragua se formó por eso es lindo este suelo, el suelo donde nací yo.

Y de este pequeño suelo pertenece el municipio de El Sauce donde habita Yader, un joven de 32 años que se gana la vida laborando como profesor de primaria en una comarca aledaña y para su superación estudia los fines de semana la carrera de Magisterio con el fin de llegar a tener su título y de tener una mejor calidad de vida.

Por los bajos salarios que se gana en nuestro país muchas personas no pueden cumplir sus sueños de prepararse profesionalmente o de preparar a sus hijos y de llegar a tener una vivienda digna pero también hay personas luchadoras que buscan la manera de llegar a cumplir su objetivo como es el caso de Yader que solicitó un crédito para pagar los aranceles de la universidad y así no tener obstáculos para obtener su título de docente.

Agradece a KIVA y Ceprodel por el apoyo brindado a través de estos préstamos que vienen a resolver problemas personales que por los bajos salarios en nuestro país no pueden cubrirse.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 83
    View loans »
    Nicaragua Loans Fundraising
  • $25,792,450
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Yader Eulogio to pay university fees.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Sep 27, 2012
Oct 7, 2012
Currency Exchange Loss:
Sep 17, 2013