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Khady's Group
In this Group: Khady, Faty, Fatou, Magatte, Yaye Fatou, Penda, Salla, Arame, Awa, Astou, Sokhna, Alima, Daba, Aïda, Mareme, Aminata, Fatou, Teune, Fatou, Penda*, Aïda Dior, Diarra
* not pictured
This group is composed of 22 women who live in the same area. They are primarily retailers and hairdressers.

Khady, the featured entrepreneur, is 37 years old and is an assistant in the banc villageois. She is single and has no children, but takes care of her nephews who lost their mother at a very young age. She sells fabrics and owns a small shop at the village market, capitalising on 5 years' worth of experience. She is standing on the right of the picture, wearing a red and white dress, with her left hand raised. She buys her fabrics (Khartoum fabrics, wax cloth, damask, veils, etc.) in Dakar and Touba so that she can resell them retail in her village.

She intends to use her loan to buy 4 rolls of Khartoum fabric (30 metres at 7000 francs /m). She hopes to earn a large income during the holiday period. She uses her profits to build up her savings and wishes to strengthen her account; she lives with her brother who takes care of all the family expenses.
Ce groupe est composé de vingt deux femmes qui habitent le même quartier. Leurs activités principales sont le commerce et la coiffure.

Khady l'emprunteur vedette est âgée de 37 ans, elle est assistante au sein du BV; elle est célibataire sans enfant mais s'est occupé de ses neveux qui ont perdu très tôt leur maman. Elle mène une activité de commerce de tissus, elle posséde une boutique au marché du village et capitalise une bonne expérience de 5 ans.Elle est debout à droite sur la photo vêtue d'une robe rouge blanc-blanc, a levé la main gauche.

Elle achète ses tissus (khartoum, wax, bazin,voile....) à Dakar et Touba pour revendre au détail dans son village.

Avec son prêt elle envisage d'acheter 4 rouleaux de khartoum de 30 m à 7000 F l'un; elle espère se faire beaucoup de revenus pendant la période des fêtes.

Elle constitue son épargne avec ses bénéfices et souhaite renforcer son compte; elle habite chez son frère qui a en charge toutes les dépenses familiales.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 21
    View loans »
    Senegal Loans Fundraising
  • $14,733,025
    Funds lent in using Kiva
  • 512.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Khady's Group's $3,575 loan helped a member to buy fabrics for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Sep 12, 2012
Oct 1, 2012
Currency Exchange Loss:
Apr 17, 2013