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Kady's Group
In this Group: Kady, Seni, Tening, Sira, Nassao, Ramatoulaye*, Aissatou, Fatoumata, Katimy, Gnima, Niamo*, Nanding, Mariama, Mouskeba, Aramata, Binta, Dianko, Assanatou
* not pictured
Created on December 13, 2003, the Banc Villageois brings together women who share the ideal that everyone must be useful to society and, in particular, to his or her family. The group of 18 women is characterized by solidarity and looking out for one another. The women all live in the same town and are involved in small-scale commerce.

Kady (standing on the far right with her hand raised) is the featured borrower. She is 24 years old, married, and mother of one daughter and one son, ages three and five years old respectively. She sells vegetabels at the local market. She stocks up in bulk and resells her goods individually or in small quantity.

With her new loan, she will buy 15 kg of onions at 9,000 FCFA to resell at 50 FCFA per item, 15 kg of dried fish at 22,500 FCFA to resell in 100-FCFA portions, and a basket of sorrel at 1,500 FCFA to resell in 25-FCFA bunches.

The profits will allow her to improve her family's living conditions.
View original language description ↓
Créer le 13 décembre 2003 le banc villageois regroupe en son sein des femmes qui partagent l’idéal que toute personne doit être utile à la société et particulièrement à sa famille. Ce groupe de 18 femmes est animé d’une solidarité et entre aide mutuelle. Elles vivent toutes dans la même localité et pratiquent le petit commerce.

Madame Kady (debout à l’extrême droite avec la main droite levée) est l’emprunteuse vedette. Elle âgée de 24 ans, mariée et mère d’une fille et d’un garçon respectivement de 03 et 05 ans. Elle est vendeuse de légume dans le marché de la commune. Elle s’approvisionne auprès des gérants de maraichers en gros pour la revente en petit tas ou à l’unité.

Avec son nouveau prêt elle va acheter 15 kilos d’ognon à 9 000 FCFA pour la revente à 50 FCFA la pièce, 15 kilos de poissons sec à 22 500 FCFA et la revend en morceau de 100 FCFA et un panier d’oseille à 1 500 FCFA pour la revente en tas de 25 FCFA.

Les bénéfices lui permettront d’améliorer les conditions de vie de sa famille.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 5
    View loans »
    Senegal Loans Fundraising
  • $15,175,350
    Funds lent in using Kiva
  • 512.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Kady's Group's $3,525 loan helped a member to buy onion, dried fish, and sorrel intended for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Sep 6, 2012
Oct 1, 2012
Currency Exchange Loss:
Apr 17, 2013