Diani (the middle woman standing in this photo) sells many types of condiments. She plans to use her loan to purchase 30 buckets of peppers from the farmers at the Médine market. She sells her products in exchange for cash or credit to a customer base largely comprised of women, from both her home as well as the Médine market. She hopes the loan will allow her to earn a monthly income of 25,000 FCFA (~49 USD) that she will reinvest in her activity as well as use to take care of her the needs of her home.
Dans le souci de satisfaire les besoins de leurs clientèles de plus en plus croissants, les membres du groupe ont décidé d’intégrer le programme crédit de Soro Yiriwaso avec qui, elles sont à leur 2ème cycle de prêt solidaire.
Diani (femme debout au milieu sur la photo) est une grande vendeuse de condiments de toutes sortes. Elle compte utiliser son prêt pour acheter 30 seaux de piments avec les producteurs au marché de Médine. Elle effectue ses ventes en détail au comptant et à crédit à une clientèle composée majoritairement de femmes, à domicile et au marché Médine. Avec ce prêt, Diani espère réaliser un bénéfice mensuel moyen de 25.000 FCFA qui sera utilisé pour être réinvesti dans l’activité et prendre en charge certains besoins du foyer.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid