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Gulraftor was born in 1987 and lives in Varzob, Tajikistan. She's a very nice and kind young woman. For the past three years, Gulraftor has worked as a salesperson on the local market. She rents a sales point which she uses to sell bread from.

Gulraftor wants to start baking flapjacks for sale and, therefore, is asking for a loan in order to purchase flour and butter. This way, she will be able to increase her sales volume and the variety of her products.
View original language description ↓
Гулрафтор родилась в 1987 году. Она проживает в района Варзоб. Гулрафтор приятная и хорошая молодая девушка. Она уже три года как занимается торговлей на рынке. Гулрафтор арендует торговую точку, где занимается торговлей хлеба. Она берет кредит для покупки муки и масла. Гулрафтор хочет печь лепешки для продажи. Таким образом она сможет увеличить оборот и ассортимент свое товара (хлебобулочных изделий).

Additional Information

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 255
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Gulraftor to purchase flour and butter.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 27, 2012
Oct 2, 2012
Currency Exchange Loss:
Oct 17, 2013