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Ma. Lorena
Ma. Lorena is 34 years old and married with one child who is in school. Ma. Lorena works very hard to provide for her family.

Ma. Lorena runs a general store in the Philippines and has requested a PHP 16,000 loan through NWTF to buy items to sell like shampoo, groceries, etc., in her general store.

Ma. Lorena has been in this business for 20 years and sells a variety of items such as coffee, cream, sugar, spices, shampoo, etc.

In the future Ma. Lorena would like to save money to expand her business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 346
    View loans »
    Philippines Loans Fundraising
  • $65,961,850
    Funds lent in using Kiva
  • 41.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Ma. Lorena to buy items to sell like shampoo, groceries, etc., in her general store.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Sep 11, 2012
Oct 8, 2012
Currency Exchange Loss:
Jan 15, 2013