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Lotosoa Saleimoa Center - Group 1
In this Group: Asopaepae, Inosia, Gauifaleai, Afioga, Sina, Malia, Foloi, Anna, Fiapoto, Sou
This is the first group of women from Lotosoa Village located on the Northwest corner of Upolu Island in Samoa to receive the maximum initial loan of $750 Tala each from SPBD. According to policies and guidelines of SPBD, the first loan must be used to start or improve their businesses. The second cycle of loans will not only be for the business but they also will have the chance to improve their homes and pay their children’s education fees. Before they receive their first loan, they were all trained by loan officers from SPBD in how to start a business and budgeting cash especially income and expenses.

Their businesses (and purchases) include: taro plantations (weed killers, pesticides, chemicals, wheel barrow, shovel), retail shops (hygiene products), pancake sales (sugar, flour, oven), BBQ (soy sauce, mutton flaps), and ice cakes (sugar, plastic bags).

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Samoa

  • $5,200
    Average annual income
  • 26
    View loans »
    Samoa Loans Fundraising
  • $8,515,750
    Funds lent in using Kiva
  • 2.5
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A portion of Lotosoa Saleimoa Center - Group 1's $3,025 loan helped a member purchase materials, equipment and food for their businesses.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 5, 2008
May 15, 2008
Currency Exchange Loss:
Jul 15, 2009