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Danfer Ismael
Danfer, 19, lives in Chincha, a city known for its mild and pleasant climate. The city is also famous for its many sporting successes and for its traditional cuisine. Danfer has to work hard, but he takes time now and then to be with with his family. He lives with his wife and their year-old child. As a dad, he has double the reason to work hard and overcome whatever obstacles stand in his way.

Danfer has a job delivering soft drinks, mineral water, etc. He works every day, for 10 hours a day, to support his family. He says that he is good at his job because he is responsible and, above all, because, he has to make a success of it to take care of his family.

Danfer says that he is grateful to Kiva lenders because your loans will allow him to buy the construction materials--flooring, roofing, timber, etc.--he needs to add a room to his wife's parents' house. His wife's parents have set aside space for the room and he only needs the materials to build it. The investment will provide him and his family with a place to live and work toward his dream of "giving our child a good education and owning a house of our own".
View original language description ↓
Danfer es un joven de 19 años de edad,, vive en la ciudad de Chincha, ciudad que se caracteriza por tener un clima muy cálido y acogedor, asimismo es la cuna de grandes glorias del deporte peruano, y también es conocida por los exquisitos platos típicos de la ciudad. Danfer es un joven trabajador, pero cuando tiene un tiempito libre le gusta mucho pasar un tiempo con su familia ya que el vive al lado de su pareja con la cual tiene un pequeño de un año de edad, por el cual él tiene una razón para seguir adelante a pesar de las adversidades.

Día a día Danfer trabaja como repartidor de bebidas gaseosas, agua mineral, entre otros, el trabaja alrededor de 10 horas al día y con el fruto de su trabajo puede solventar los gastos de su hogar; el cree que le va bien en su trabajo porque es muy responsable y sobre todo porque necesita salir adelante por su familia.

Danfer está muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá comprar esteras, maderas, calaminas, para poder construir un cuarto, ya que los padres de su esposa le han brindado un espacio para poder vivir, de esta manera podrá tener un lugar donde vivir y poco a poco poder hacer realidad su más grande sueño:” Darle una buena educación a su hijo y poder tener una casa propia”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 84
    View loans »
    Peru Loans Fundraising
  • $63,818,750
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Danfer Ismael to buy construction materials for a house improvement project.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 11, 2012
Sep 29, 2012
Currency Exchange Loss:
Jul 17, 2013