Danfer has a job delivering soft drinks, mineral water, etc. He works every day, for 10 hours a day, to support his family. He says that he is good at his job because he is responsible and, above all, because, he has to make a success of it to take care of his family.
Danfer says that he is grateful to Kiva lenders because your loans will allow him to buy the construction materials--flooring, roofing, timber, etc.--he needs to add a room to his wife's parents' house. His wife's parents have set aside space for the room and he only needs the materials to build it. The investment will provide him and his family with a place to live and work toward his dream of "giving our child a good education and owning a house of our own".
Día a día Danfer trabaja como repartidor de bebidas gaseosas, agua mineral, entre otros, el trabaja alrededor de 10 horas al día y con el fruto de su trabajo puede solventar los gastos de su hogar; el cree que le va bien en su trabajo porque es muy responsable y sobre todo porque necesita salir adelante por su familia.
Danfer está muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá comprar esteras, maderas, calaminas, para poder construir un cuarto, ya que los padres de su esposa le han brindado un espacio para poder vivir, de esta manera podrá tener un lugar donde vivir y poco a poco poder hacer realidad su más grande sueño:” Darle una buena educación a su hijo y poder tener una casa propia”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid