Update on Dania GroupCamila, 35 years old, is a member of the Dania group. She completed secondary school and is married to Ruben, with whom she has 4 children. She says that she learned to work at a very young age by completing household chores. However, she wanted to work at a job that would allow her a bit of money to contribute to household expenses since the financial situation became worse every day and there was not enough money.
Four years ago, with her husband's help, she opened a small grocery store in her home. This has worked well because she has many customers. She said, "Now that I have my business, I always look for the best way to stock it so customers find what they need, and so they return to shop here again." The aspect Camila likes most about her work is working with people daily and attending to her business without neglecting her family.
Camila will invest this loan into buying rice, beans, sugar, salt, candy, drinks, canned goods, flour, toilet paper, and toothpaste to restock her business and continue her sales. She hopes that the profit she earns in the future will be invested into store maintenance and to home improvements.
The other members of the group are:
Georgina, who sells drinks
Mirna, who sells drinks
Grabriela, who sells corn and runs a mill
Araceli, who sells home items
Liliana, who sells enchilada meat
Francisca, who sells drinks
Yanet, who sells corn, corn paste, and tortillas
Valentina, who sells candy and drinks
Las demas integrantes de grupo son:
Georgina venta de refrescos
Mirna venta de refrescos
Grabriela venta de maíz y servicio de molino
Araceli venta de artículos para el hogar(toper)
Liliana venta de carne enchilada
Francisca venta de refrescos
Yanet venta de masa, maíz y tortillas
Valentina venta de dulces y refresco
Previous Loan DetailsSra. Jacinta is one of 9 members of the Dania community bank. All of the members have businesses that they operate with the intention of earning an extra income and helping to support their families. The 9 members of our group are enterprising, spirited and hard-working. The area is surrounded... More from Dania Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid