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Update on Anonymous

Our member belongs to the MADRES TRABAJADORAS community bank. She works, as before, for a public insitution. She works Mondays to Saturdays. She has worked for the institution for a number of years and is considered a valued employee because she is responsible and hard-working. The job is her means of supporting her family. She is applying for a loan that she will use to pay her son's school costs.

Our member is comfortable with the terms of the loan and committed to repaying it in the agreed-upon time.
View original language description ↓
La socia pertenece al banco comunal MADRES TRABAJADORAS,la socia continua trabajando para una institucion publica,ella trabaja de lunes a sabado ,la socia lleva buen tiempo trabajando en esta institucion el cual le va bien gracias al empeño quele pone cada dia a su trabajo,la socia es una persona responsable y empeñosa siendo de esta forma que la socia saca adelante a su fmailia,la socia solicita el credito para pagar los estudios de su hijo.

La socia se encuentra satisfecha con el préstamo que le otorgarán y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

The member belongs to the “MADRES TRABAJADORAS” (Working Mothers) communal bank which is located in Tica Tica District, Cusco Province and Department. The member is 35. She has a live-in spouse and a 15-year-old son. She alternates her household chores with a job she has with the city. She i... More from Anonymous's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped this borrower to pay her son's university costs.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 11, 2012
Oct 6, 2012
Currency Exchange Loss:
Feb 15, 2013
This photo was used before for a previous loan for Anonymous. It was first posted on Kiva on Jun, 2011. Learn More