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Ivan Ramiro
Iván is 27 years old. He considers himself to be a happy, hard-working and responsible person. He likes to take on projects to meet his goals. Iván lives with his wife and their two children in the city of Ibarra.

Iván makes his living selling wholesale fruit, vegetables and legumes. He started the business three months ago. It was a dream of his, and he is making it happen. But to run his business, he is constantly needing to purchase more products, which is why he is requesting a loan from Fodemi. He will use it to invest in the purchase of bulk carrots, peas, beans, red onion and crates of tomatoes to re-sell to his customers. This loan will allow Iván to continue increasing his sales and his income, which will help to improve his family's quality of life.

Iván hopes that the business he started is successful and that, in the future, he is able to build his own home.
View original language description ↓
Iván tiene 27 años, se considera una persona alegre, trabajador, responsable y le gusta emprender para poder cumplir con sus objetivos. Iván vive con su esposa y sus dos hijos en la ciudad de Ibarra.

Iván se dedica a la distribución de frutas, verduras, legumbres al por mayor, este negocio empezó hace tres meses, este era su sueña y lo está logrando, pero para esto necesita comprar constantemente sus productos, es por eso que solicita un crédito a Fodemi el mismo que va a ser invertido en la compra de bultos de zanahoria, arbeja, habas, cebolla paiteña y cajas de tomate para la distribución a sus clientes. Esta inversión permitirá a Iván seguir incrementando sus ventas e ingresos, lo que ayudará a mejorar la calidad de vida de su familia.

Iván sueña en que le vaya bien en el negocio que empezó y en un futuro poder construir su propia casa.

Additional Information

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

About Ecuador

  • $10,600
    Average annual income
  • 73
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Ivan Ramiro with the purchase of bulk carrots, peas, beans, red onion and crates of tomatoes for re-sale.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Sep 19, 2012
Sep 28, 2012
Currency Exchange Loss:
Feb 18, 2014