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Ricardina is 50 years old and lives in Cochabamba. She is divorced and has five children, four of whom are dependent on her. Ricardina studied through elementary school and is a modest and hardworking individual. She earns her living by selling food.

During the early morning hours, Ricardina wakes up so that she can begin cooking for her business. Her children help her whenever they can since they are studying at the university. Ricardina took charge since her ex-husband does not help with the family expenses. Her oldest son helps with some of the expenses that he is able to pay.

The current loan Ricardina is requesting will be used to buy furniture and food supplies since she does not have the capital. She needs to expand her business a bit more in order to generate some more income so that she can continue paying for her children’s education.

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Ricardina de 50 años de edad, vive en Cochabamba es divorciada de lo cual tiene 5 hijos que 4 dependen de ella, estudio hasta el nivel primario es una persona humilde y trabajadora ella se dedica a la venta de comida desde tempranas horas se levanta para poder cocinar para poder vender en su negocio le ayudan sus hijos en lo que puedan ya que sus hijos estudia en la Universidad Ricardina se hace cargo ya que su ex esposo no le ayuda con los gastos familiares, su hijo el mayor le ayuda con algunos gastos que se pueda. El presente crédito que solicita Ricardina es para la compra muebles y mercaderia de comida ya que no tiene capital y necesita para poder ampliar un poco mas su negocio de comida y poder generar un poco mas de sus ingresos y para poder seguir pagando sus estudios de sus hijos.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 150
    View loans »
    Bolivia Loans Fundraising
  • $36,669,875
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Ricardina to buy furniture and supplies for her food stand.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 6, 2012
Oct 6, 2012
Currency Exchange Loss:
Oct 17, 2013