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Marine is from Telavi district, East Georgia. She is 35 years old and lives with her husband, two children (10 and 17 years old) and her parents-in-law. Marine’s children go to the local school. Her father-in-law is provided with a retirement pension. The family runs a small dairy farm of a milk cow, whose milk is used in dairy production. The family also has 200 sheep and produce cheese products from their milk. Marine sells her dairy products at the local market. They also sell lambs. In addition, the family owns a Georgian bakery and bakes traditional Georgian bread, which is very popular among the local population. Marine is a very hardworking woman, with a great desire to get ahead.

She requested a loan to purchase additional sheep. Marine will purchase 25 sheep and she will be able to receive more milk, produce more cheese and sell more lambs. This will significantly increase the income of the family. The increased income will be reinvested in the family agricultural business and they will expand their farm. She awaits your help and kindness.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 29
    View loans »
    Georgia Loans Fundraising
  • $8,567,900
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,425 helped Marine to purchase sheep.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 11, 2012
Oct 7, 2012
Currency Exchange Loss:
Oct 17, 2013