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Yasmeen is a 33-year-old married woman who lives in Lahore with her husband and children. She has been in the business of making bags for many years. She makes school bags at home and sells them in her community. She has a good client list, as most of her clients are her neighbors. Her work is much appreciated among her customers.

She is a loving mother of four children and responsible for providing them with the basic necessities of life. Yasmeen wishes to send her children to school and save for her daughter’s dowry. So she needs to expand her current work by bringing in more machines as well as material. At present she has requested from Kashf a loan for 15,000 PKR to finance the cost of purchasing raw material such as bundles of cloth, zippers and leather. She hopes to earn profits and intends to utilize them on the betterment of her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 258
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 94.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Yasmeen to buy bundles of cloth, zippers and leather.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 29, 2012
Oct 7, 2012
Currency Exchange Loss:
Jul 17, 2013