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Kingugi Group
In this Group: Monica, Mohamed, Mwanahamisi, Jasmini, Mariam, Perpetua, Marry, Anna, Mwajuma, Sada
Monica is in her early 40s and married with two boys who are still going to school. She has been running two businesses selling vitenge (fabrics) and cosmetics for three years now. She works from 10 a.m. to 6 p.m. daily, and she is able to make a good profit every month.

This will be her first loan from Tujijenge Tanzania. She expects to use the loan to buy more vitenge and cosmetics to resell to more customers. Her dream is to one day be able to own a big shop selling her items.

Monica will share this loan with her loan group Kingugi, which has 10 members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 26
    View loans »
    Tanzania Loans Fundraising
  • $16,084,300
    Funds lent in using Kiva
  • 1,567.6
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Kingugi Group's $2,075 loan helped a member to buy more vitenge (fabrics) and cosmetics to resell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Sep 27, 2012
Nov 1, 2012
Currency Exchange Loss:
Mar 15, 2013