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Gimema is 49 years old and married with seven children.

Gimema works hard to provide for her family. She runs a business selling ready-to-wear clothing in the Philippines and requested a PHP 19,000 loan through NWTF to purchase more items like shoes, bags, pants, and other ready-to-wear clothing.

Gimema has borrowed and paid four loans from NWTF before this loan. She has been running her business for four years and also earns an income by selling frozen foods.

Gimema aspires to save money to expand her business and continue to send her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 344
    View loans »
    Philippines Loans Fundraising
  • $70,737,375
    Funds lent in using Kiva
  • 41.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Gimema to purchase more items like shoes, bags, pants, and other ready-to-wear clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 14, 2012
Oct 7, 2012
Currency Exchange Loss:
Apr 17, 2013