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Shehnaz's Group
In this Group: Shehnaz, Shehnaz, Zahida, Sabiha, Jameela, Nighat, Arsheen, Shaheena
Shehnaz is a 45-year-old woman who is living in Punjab, Pakistan, with her husband, three sons and three daughters. Her husband is an auto electrician and one son is doing a job while the rest of the children are studying in school.

She herself has had been running a garment shop since 2000, which is going successfully. She wants to extend her business more and for that she is looking to buy some more fabrics from different cities. Shehnaz is a member of an eight-person lending group. She has requested a loan from Kiva partner BRAC Pakistan to purchase fabric and some furniture like chairs and tables for the garment shop.

She dreams for her children's bright future and prays for her husband's good health. She wants to say that BRAC is working very well in the field of micro finance, and she is very thankful to BRAC and Kiva for helping her.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 222
    View loans »
    Pakistan Loans Fundraising
  • $17,650,250
    Funds lent in using Kiva
  • 94.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shehnaz's Group's $2,175 loan helped a member to purchase fabrics and furniture for her garment shop.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 24, 2012
Oct 7, 2012
Currency Exchange Loss:
Aug 17, 2013