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Zulfiya is a resident of the city of Dushanbe. She is 42 years old, divorced, and has two children. Zulfiya has a teaching degree. She is engaged in trade in the market.

Zulfiya rents a shop where she sells clothing wholesale. She is a well-mannered and pleasant woman.

Zulfiya is asking for a loan to purchase children's winter clothing with the aim of increasing turnover.
View original language description ↓
Зулфия жительница города Душанбе. Ей 42 года. Она разведена. У нее двое детей. Зулфия имеет высшее педагогическое образование. Она занимается торговлей на рынке. Зулфия арендует торговую точку, где занимается оптовой реализации товаров (одежды). Она воспитанная и приятная женщина.
Зулфия просит кредит для покупки детской зимней одежды с целью увеличения оборота.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 196
    View loans »
    Tajikistan Loans Fundraising
  • $31,808,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,950 helped Zulfiya to buy children's winter clothing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 20, 2012
Sep 28, 2012
Currency Exchange Loss:
Oct 17, 2013