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Sobia's Group
In this Group: Sobia, Aasma, Nasreen, Shakeela, Nasreen, Parveen , Afshan, Lubna
Sobia, age 35, is a responsible and hard-working homemaker in Punjab, Pakistan, where she lives with her husband, son, and daughter. Her son is 10 years old and in the fifth grade, and her daughter is three years old.

Since 2007, her husband has been running a vegetable shop, which is the only source of income for their family. In order to further grow his business, he is interested in purchasing a variety of vegetables for his shop. Toward this end, as a member of an eight-person lending group, Sobia has requested a loan from Kiva partner Brac Pakistan. With the help of this loan amount, her husband can offer a greater variety of fresh vegetables to his customers and can increase his monthly income as well as his savings.

With the profit amount, Sobia wants to renovate the house and add to the family's savings for the future. She also wants to purchase a new tailoring machine for personal use. She dreams of a bright future for her children and prays for her husband's good health.

She wants to say that Brac is doing good things in the field of microfinance, and she is very thankful to Brac and Kiva for helping her.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 354
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 94.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sobia's Group's $1,700 loan helped a member to purchase a variety of vegetables for her husband's vegetable shop.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 24, 2012
Oct 7, 2012
Currency Exchange Loss:
Aug 17, 2013