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Grupo Joyitas Group
In this Group: Andrea, Lorenza , Eusebia , Flora, Ninfa , Irma Nilda , Lendaura Gladys, Justina , Martha Elena , Lucia Otilia
The group “GRUPO JOYITAS” will begin their 2nd cycle with Pro Mujer, as part of the Focus Center of Patacamaya, it's formed by 10 members and lead by a board of directors where Andrea is the president. The businesses that the members of the community association work on are varied, such as: sheep sales, convenience store, meat sales, clothing sales, cheese sales, chuño (freeze-dried potato) sales, vegetable sales.

The loan will benefit the micro-entrepreneurs' group that Andrea is part of, this is the first year she participates with Pro Mujer, she joined through an invitation from a friend that wanted to form a group. She currently has a clothing sales business, she started many years ago on her own. The loan requested is to increase working capital and buy clothes that she will get at the city of La Paz and will later on sell at the community fairs. This system allows her to generate income to support her family as much as she can, she is married and has 8 children.

When asked what she likes of Pro Mujer, she indicates the training sessions related to money and health.
View original language description ↓
La A.C. “GRUPO JOYITAS” iniciará el segundo ciclo en Pro Mujer, como parte del Centro Focal de Patacamaya, está compuesta por diez integrantes y está dirigida por una mesa directiva donde la señora Andrea es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: venta de ganado ovino, tienda de barrio, venta de carne, venta de ropa, venta de queso, venta de chuño, venta de verduras.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Andrea es integrante, ella indica que es la primer año que participa Pro Mujer, ingresando por invitación de una amiga que quiso formar un grupo. En la actualidad ella tiene un negocio venta de ropa; cuenta que hace años inicio este negocio con por iniciativa propia.

El crédito que ahora sacará es para el aumento de capital (compra de ropa) que adquirirá de la Ciudad de La paz y posteriormente lo venderá en las ferias comunales. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia pues ella es casada y tiene ocho hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en crédito y salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 121
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Grupo Joyitas Group's $5,250 loan helped a member to buy clothing.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 25, 2012
Oct 5, 2012
Currency Exchange Loss:
Aug 17, 2013