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Maria Nazaret
Twenty-three year old Maria is not working. She is studying to be a licensed public accountant. Her parents help her with the university costs. She is requesting a student loan to pay for the qualifications course because the benefits she would obtain from this final step in her profession would be more opportunities for work and for providing her services to the community. Maria tells us that thanks to the support of AFODENIC and KIVA, many students have successfully completed their higher education.
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María de 23 años, no está trabajando, estudia la carrera de licenciatura de contaduría pública, sus padres le ayudan con los gastos universitarios, la joven solicita crédito estudiantil para pagar el curso de titulación, ya que los beneficios que obtendría finalizada su profesión seria más oportunidades de trabajo y brindaría de sus servicios a la comunidad. María nos dice que gracias al apoyo de AFODENIC y KIVA muchos estudiantes han logrado culminar su educación superior.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Maria Nazaret to pay for a licensing course.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Sep 7, 2012
Nov 1, 2012
Currency Exchange Loss:
May 17, 2014