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Kariua Women Group
In this Group: Florence Wangechi , Jacinta Wambui , Margaret Wairimu , Beth Njoki , Lucy Wangui , Mary Njoki , Margaret Wambui *, Mary Nyambura , Jane Wairimu
* not pictured
The members of Kariua group come from the Ndakaini Dam area in Thika. The women members are dairy and tea farmers.

They formed their group to campaign against deforestation, as this was affecting the water levels in the nearby dam that supplies water to Nairobi. They promoted reforestation, especially in areas around the dam, and planted tree seedlings to sell to individuals and tea factories, which are the largest consumers of firewood.

Because biogas is one of the cleanest sources of energy and in line with their campaign against deforestation, the group has borrowed money to construct a biogas plant for their members.

This way they will teach by example to conserve forests, have access to a cleaner and safer source of fuel, and save money previously used for charcoal and paraffin purchases. These savings, combined with their farm earnings, will allow them to repay the loan.

Additional Information

More information about this loan

About Visionary Empowerment Programme

Visionary Empowerment Programme (VEP) is a nonprofit organization that empowers people to build their own enterprises through microfinance, training and other development services. In addition to providing loans to groups of borrowers, it works with established organizations to encourage installation of biogas digesters, solar energy products, clean cooking stoves and other technologies that reduce costs, poverty and greenhouse gas emissions.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kenya

  • $1,800
    Average annual income
  • 368
    View loans »
    Kenya Loans Fundraising
  • $50,186,950
    Funds lent in using Kiva
  • 85.3
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A portion of Kariua Women Group's $5,650 loan helped a member to facilitate biogas construction.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 24, 2012
Sep 27, 2012
Currency Exchange Loss:
Dec 6, 2014