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Ana Patricia
Ana Patricia is 32 years old and working on an MBA. She began working at age 19 and currently works 48 hours a week as an assistant billing and collections agent. This young lady is asking for a loan in order to pay tuition for this year, otherwise she will have to wait until next year. Her career is very important to her and aside from meeting her goals, it will also help her get a better job and in this way she can help her family. Ana says that there is nothing in this world that can keep her from reaching her goals, as long as she continues to work hard and responsibly.
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Ana Patricia de 32 años, estudia la carrera de licenciatura en administración de empresas, empezó a trabajar desde la edad de los 19, actualmente se desempeña como auxiliar de cartera y cobro con 48 horas laborales semanal. La joven solicita apoyo de crédito para poder pagar el curso de titulación en este año de lo contrario seria hasta el próximo, su carrera es muy importante para ella ya que además de cumplir sus metas también le va a ayudar a obtener un mejor empleo y así ayudara más a su familia, Ana dice que no hay nada en este mundo que pueda impedir lograr las metas, si siempre se trabaja con esfuerzo y responsabilidad.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 54
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Ana Patricia to pay tuition.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 7, 2012
Sep 28, 2012
Currency Exchange Loss:
Apr 16, 2014