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Hector Santos
Hector lives in the city of Ica, which is characterized by very hot and warm climate. In the area there's farming, especially the cultivation of cotton, grapes, and asparagus, among others. Hector learned to earn his living with the sweat of his brow, because his parents were humble and therefore he had to support them to cover the household expenses. For this reason, he could only study through fifth grade of secondary education, but he would have liked to study computer science.

Every day, Hector works in his small plot in which he planted cotton. He works about six hours a day and with the fruit of his work he covers the costs of his household and keeps supporting his parents. He thinks he is doing well in his business because he works with pleasure.

Hector is very grateful to Kiva lenders because thanks to the help they provided, he will buy manure, fertilizers, perform pruning, and will clean and irrigate his cultivation. Doing so, he will have a good harvest and will get ahead in realizing his biggest dream of "having his own home".
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Hector vive en la ciudad de Ica, , la cual se caracteriza por tener un clima muy cálido y acogedor, asimismo se desarrolla la agricultura en especial el cultivo de algodón, uva, esparrago, entre otros. Hector aprendió a ganarse el pan con el sudor de la frente, ya que sus padres eran de condición humilde y por ello tuvo la necesidad de apoyarlos para poder solventar los gastos del hogar, por ello solo pudo estudiar hasta el quinto grado de educación secundaria, pero le hubiera gustado estudiar computación e informática.

Día a día Hector trabaja en su pequeña parcela en la cual ha sembrado algodón, el trabaja alrededor de 6 horas al día y con el fruto de su trabajo puede solventar los gastos de su hogar y seguir apoyando a sus padres; el cree que le va bien en su negocio porque trabaja con mucho gusto.

Hector está muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá comprar abono, fertilizantes, realizar la poda, limpieza y riego de su cultivo, de esta manera el podrá tener una buena cosecha y poder seguir adelante y hacer realidad su más grande sueño:” Tener su casa propia”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 46
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Hector Santos to purchase manure, fertilizers, perform pruning, and to clean and irrigate his cultivation.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Sep 6, 2012
Sep 27, 2012
Currency Exchange Loss:
May 17, 2013